Delta Dental in El Paso, Texas
If you are a Delta Dental policyholder in Texas, there is good news for you! We are happy to announce that Sun Ridge Smiles accepts Delta Dental Insurance plans. Sun Ridge Smiles accepts most major private dental insurance plans such as:
- BlueCross BlueShield
- United Healthcare
And many other dental plans!
Also, we are happy to announce that we work with Medicaid and CHIP! We offer our patients financing for their dental treatment. This financing is available to those who don’t have an insurance plan. Additionally, our financing options apply to those patients whose insurance doesn’t fully cover their treatment.
As you can see, there are many options to consider. However, for those patients who don’t have Delta Dental coverage, or any other insurance coverage, making a decision may be difficult. But we have you covered. In this article, you will find a handy reference guide on the basics of dental insurance. This guide will help you make an informed decision to suit your needs.
Please rest assured that Sun Ridge Smiles works with most insurance carriers. You can go online to double-check to see if your policy includes Sun Ridge Smilesl. After all, we provide one of the best dental coverage in El Paso, Texas!
What Is Dental Insurance?
Dental insurance is a type of health insurance. However, it is not the same as medical insurance. As such, your medical insurance most likely doesn’t cover dental. As a result, insurers generally offer dental insurance separately from medical insurance. In general, there are three types of dental coverage.
This policy is usually the most affordable kind of dental coverage. You can save money on this plan by having good teeth and getting regular maintenance. Preventive coverage covers options such as cleanings and checkups. However, if you need other treatments, you can expect to pay more out-of-pocket than other coverages.
Basic care only covers a part of your dental bill. As such, you will have to pay at least some part of the total cost. This payment generally ranges from 50% to 80%, depending on your plan. Nevertheless, this payment is still much lower compared to a preventive coverage plan. A basic plan covers treatments such as filling and extraction.
Major care plans are similar to basic care ones. You still need to pay at least a portion of the treatment. However, major plans partially cover treatments such as dentures and surgery.
Please bear in mind that any dental insurance plan is better than nothing at all. Nevertheless, please note that most dental coverages do not include cosmetic treatments like whitening. To learn more about our services, please click here. Our list of services will help you choose the best plan for your needs.
Dental Insurance Terms and Definitions
Here is a list of the most common dental insurance terms and definitions you will encounter when exploring dental plans.
- Co-payment. This payment is the amount you must pay out-of-pocket. Your insurance covers the other portion.
- Covered. This term refers to the services that your policy includes. As such, your insurance pays for at least a part of that service. Covered can refer to full or partial coverage.
- Deductible. This amount is the minimum you must spend before your policy begins to pay for services. For example, if you have a $500 deductible, you must first pay $500 before your insurance picks up the rest.
- Insured. This term refers to the person the policy covers. The insured can include spouses and children on their policies, as well.
- Policy. This term refers to your insurance plan. It is the document that states the services, coverages, deductibles, exclusions, and other conditions.
- Policyholder. This person is the policy’s owner and typically pays for the plan.
- Premium. This payment is the monthly or annual sum paid for the insurance coverage to remain active.
Choosing the Right Plan for Your Needs
When choosing the right plan for your needs, there are a few things to keep in mind.
Who will the policy cover?
First of all, who are you looking to cover? Is the plan just for yourself? Or, is it for your family, as well? If you’re interested in protecting your family, make sure your plan includes them. Generally speaking, you can save much more money with a family plan than having separate policies for each member.
What kind of plan are you looking for?
You can choose between preventive, basic, and major care policies. A great place to start is your current dental health. If your teeth are in good shape and you’re willing to stay on top of your hygiene, a preventive plan might be right for you. In contrast, large families or families with smaller children would benefit from a major care plan. A major care plan will cover you in case anything happens. Your policy will cover everything from regular checkups to serious dental accidents.
How much will you pay?
With so many options out there, you will find one that fits your budget. In general, policies with lower premiums tend to have higher deductibles or co-payments. A lower-priced plan may work for you if you have saving stashed away for a rainy day.
Ultimately, your dental plan will be an ally in your corner. Your dental coverage won’t limit the treatments you can get. It will only limit what it will pay for. Plus, Sun Ridge Smiles offers a variety of financing options. Please don’t hesitate to visit us even if your insurance doesn’t cover the treatment you need!
We Are Now Accepting El Paso Texas Delta Dental and Many Other Plans!
Sun Ridge Smiles is a trusted source for comprehensive dental coverage in the greater El Paso area. Plus, we accept a wide array of insurance plans to match our services. In addition, we provide flexible financing options. We also have experienced bilingual staff in our offices. Regardless of the coverage you get, Sun Ridge Smiles is your affordable dental care option. We provide services for all of your dental care needs. We offer preventive and emergency care. We even offer wisdom teeth extraction.
Call today at 915-308-1868 or set up an appointment online.
If you’re on El Paso Texas Delta Dental, Medicaid, or don’t have insurance at all, we have the right option for you!
Here are some interesting facts about El Paso, Texas:
- Before El Paso was nicknamed the Sun City, El Paso, Texas was known as the Six Shooter Capital.
- El Paso, Texas is one of the safest large city in the USA.
- El Paso is one of the sunniest locations in the United States, with 302 days of sunshine a year.
To learn more about El Paso, Tx, Texas, click here!