Comprehensive Guide to Tricare Dental Insurance: Understanding Your Coverage

Tricare Dental Insurance is essential in providing comprehensive dental care for military service members and their families. 

In this guide, you will learn what Tricare insurance is, what it covers, the plan options, and key features to empower service members in making informed decisions about their oral health. 

The Key Features and Options of Tricare Dental Insurance

Knowing how Tricare insurance works is important to understand your dental coverage and make better choices for your oral health. Keep these points in mind:

  1. Enrollment Flexibility: No minimum enrollment period ensures you can access dental care based on your service commitment. Enroll easily to receive timely dental services, with coverage beginning as early as the next month.
  2. Diverse Plan Options: Explore various dental plans tailored to your military status, whether you are an active duty service member, a reservist, or an eligible family member.
  3. Comprehensive Coverage: Receive coverage for routine exams, and necessary treatments at any hospital or treatment center that is afiliated with Tricare.
  4. Family Plan: Enroll in a family plan that extends coverage to your family members, considering the unique dental needs of every member of your home. 
  5. Cost-Effective Solutions: Enjoy cost-effective dental solutions with affordable premiums, ensuring that your dental care remains within your budget. 
  6. United Concordia Partnership: As a Tricare network dentist, we collaborate with United Concordia to provide you with access to a broad network of dental professionals.
  7. Annual Maximum Benefits: Benefit from an annual maximum to cover your dental expenses, ensuring that you receive the necessary dental treatments without exceeding your coverage limits.
  8. Special Medical Attention to Service Members: Our dental team recognizes the unique needs of service members and provides special medical attention for those requiring additional care.
  9. Hospital or Treatment Center Affiliation: In case of special medical needs, our affiliation with local hospitals ensures continuity of care for our patients.
  10. Age-Appropriate Care: Tailored care plans to suit the varying needs of different age groups.

Whether you’re an eligible service member seeking coverage or an active duty member exploring insurance plans, Sun Ridge Smiles is your trusted dental partner. Explore our Tricare Dental Coverage options and secure the oral health of you and your loved ones. 

Tricare dentist el paso

What Does Tricare Dental Plan Cover?

Tricare insurance actually covers a variety of dental procedures. This insurance program is made for active duty family members, National Guard, and reserve members. Here’s a list of procedures that Tricare covers, the percentage they typically cover, and the main restrictions.

The Tricare cost share for a Dental Implant 50% and you will pay the rest of the amount of your pocket. (up to the annual limit, subject to certain restrictions)

For Braces the Tricare cost share is 50% and similar to the dental implant you will have to pay the rest out of your pocket. (up to the annual limit, subject to certain restrictions)


Covered at 60-70%

Covered at 80%

Covered at 100%

  • Dental Exams (Comprehensive, recall, or limited)
  • X-rays
  • Regular Cleaning and fluoride

A few other factors to consider:

  • Your rank matters! There’s a difference in benefits if your rank is E1-E4, or above. For example, the cost share for oral surgery is 30% for paygrades E-4 and below and 40% for E-5 and above.
  • The minimum enrollment period is 12 months. 
  • Braces have an age limit
  • Certain procedures need to be preauthorized (ie. the dental office needs to send a letter to the insurance company confirming that they will pay the contract portion, or you may owe a balance down the road)
  • Regular exam, cleaning, and fluoride are fully paid for!

For a full list, please visit the Tricare dental benefits page. Insurance is complicated, so if you are still confused after reading all these, know that you are not alone. Please call us at 915-308-1868 and we can help you navigate benefits for you and your family members.

Who’s Eligible For a Tricare Active Duty Dental Program?

Those eligible for the Tricare Active Duty Dental Program (ADDP) are:

  • Active Duty Service Members (ADSM): This covers all branches of the military, including the Army, Navy, Air Force, Marine Corps, Coast Guard, and Space Force.

  • National Guard or Reserve Members: These individuals become qualified when they’re on duty for a period of more than 30 days.

  • Covered Reserve Component Members: This includes members of the Selected Reserve, Individual Ready Reserve, and Individual Mobilization Augmentee.

  • Individual Ready Reserve (IRR) Members: IRR members are qualified if called to active duty.

  • Transitioning Service Members: Those who are transitioning out of duty.

  • Retired Service Members: Retired service members are qualified but must enroll in the Tricare Dental Program (TDP).

  • Spouse or Child of an ADSM: Families of Active Service Members can be eligible for the ADDP.

It’s important to note that eligibility criteria may vary, and individuals should check with Tricare or the appropriate military authority to confirm their specific eligibility status.


Frequently Asked Questions

What does Tricare Dental cover?

Does Tricare cover wisdom teeth removal?

Does Tricare Dental cover wisdom teeth removal for dependents?

Does Tricare cover dental implants for spouses?

Does Tricare cover dental for spouses?

What does military Tricare cover?

Does Tricare cover orthodontics?

Does Tricare cover cavity fillings?

Does Tricare cover emergency dental?

Does Tricare cover braces for dependents?

Does Tricare cover Invisalign?

Does Tricare for Life cover dental?

Does Tricare for Life cover dental implants?

Does Tricare cover dental implants?

How much does Tricare cover for dental implants?

Does Tricare Prime cover wisdom teeth removal?

Does Tricare cover root canals?

Does Tricare cover X-rays?

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